You've just taken the first step
We believe that saving money isn't easy given the plethora of avenues where one can spend. It is difficult to not fall for the latest gadget, the latest fashion trends or the car that you've been dreaming off but assuming you've constrained yourself and indeed managed to save some money. The next question is what to do with it? If you lend it to someone it is likely that you may either not see the money back or the person you lent it. Well then you could possibly invest the money and might as well earn some returns on it. You could create a portfolio of investments which would help you meet a future need or build up a retirement nest-egg. It's easier said but difficult to do because while saving is difficult, investing seems even more so given the multitude of investment products, associated jargons, reporting and taxation. Further, simply investing doesn't end it, you have to monitor the investments and make changes if necessary.
At UPMARKET FINANCIAL SERVICES (UFS), we help you navigate the complex world of investments. We demystify the products, remove jargons, help you compare multiple products on relevant parameters such as
so that you can determine the suitability of the product for yourself in your personal investment portfolio.
Having decided on the investment product/s, we help you execute and create the portfolio followed by regular reporting for ease of monitoring. We also prompt potential changes if necessary. We thus remain with you and assist you in all activities related to your investments as we believe that investing and wealth creation is a journey and not a transactional activity.
In a world where financial products are increasingly more complex, the intermediary has an unfair advantage of knowing more than the person whose money is at stake (a.k.a investor), relationship managers are driven by short-term targets while recommending long-term investment products to clients and there is an inherent conflict of interest (the more the intermediary earns, lesser is earned by the investor) UPMARKET FINANCIAL SERVICES (UFS) was founded with the objective of providing honest, transparent and actionable intermediation of financial products and services. Having done that we stay with our clients for life, thus remain answerable not just at the time an individual invests but till the money has been withdrawn/encashed/redeemed.
We work with business owners and senior corporate executives to help them manage their personal finances and investments.
Our founder, Rajiv Satija is a post-graduate in finance and also holds various professional certifications in Banking, Insurance & Investments. He was a banker (not a wealth manager) for 8 years before he started this firm in 2006.
Today, UFS' team works hard to understand and fulfill personal finance and investment needs of their clients by keeping their interest at the core. The firm thus does not carry any sales targets for itself or it's staff.
Here are a couple of articles from us which appeared in the print media.
March 19, 2013
BUYING LOW AND SELLING HIGH IS TOUGH
While it is easier said and understood that one should buy when price is low and sell when price is high, it is extremely difficult to execute. That's what historical data proves.
November 19, 2013
GIVE YOUR CHILD AN EARLY FINANCIAL START
An article about the importance of starting early. How starting early helped Sachin Tendulkar create unbeatabe records and Warren Buffett enormous wealth.
UPMARKET FINANCIAL SERVICES LLP is registered with Association of Mutual Funds in India (www.amfiindia.com) as a distributor of Mutual Funds.
Our registration number is ARN-131903
Date of initial registration - November 2, 2017
Validity of current registration is upto November 1, 2026
DISCLAIMER & FEE DISCLOSURE
UPMARKET FINANCIAL SERVICES LLP does not purport to offer services in areas or locations where it is not authorised to do so. This website and the content herein should not be taken as 'advice' to buy or invest in any intrument mentioned herein. Please refer to specific offer document of each instrument/scheme before investing. The decision to invest is at the sole risk and responsibility of the customer. Investing in general and mutual funds in specific involve risk including the potential loss of principal. Returns are not guaranteed and could vary greatly year to year. Past performance is no guarantee of future results. More detailed set of disclaimer statements can be found here
As intermediaries we earn a fee/commission from product manufacturers. This fee varies from product to product and also varies over time. A disclosure about the commissions we earn from mutual funds can be found here. We'll be happy to share specific information on this before you make your investment decision.
